Digital Wallet & Payment Solutions

Fast, secure money movement for bills payment, airtime/data purchases, and gift card trading across Nigeria

Why Choose HibaPay?

Our digital wallet makes financial transactions simple, secure, and accessible

Fast Transactions

Instant payments and transfers with real-time processing. No delays, no waiting.

Bank-Level Security

Advanced encryption, two-factor authentication, and secure servers protect your money.

Low Fees

Competitive transaction fees with transparent pricing. No hidden charges.

Easy to Use

Simple, intuitive interface designed for everyone, regardless of tech experience.

How HibaPay Works

Get started with our digital wallet in just a few simple steps

1

Download & Sign Up

Download the HibaPay app from your app store and create your account with basic information. Verification takes just a few minutes.

2

Fund Your Wallet

Add money to your HibaPay wallet using bank transfer, debit card, or visit any of our partner agents nationwide.

3

Start Transacting

Pay bills, buy airtime/data, trade gift cards, send money to friends, or make payments to merchants. All from one app.

4

Withdraw Anytime

Withdraw your funds to your bank account anytime, or use our agent network for cash withdrawal.

Our Services

Comprehensive financial solutions in one platform

Bill Payments

Pay electricity, water, cable TV, internet, and other utility bills instantly.

Airtime & Data

Buy airtime and data bundles for all Nigerian networks with bonus offers.

Gift Card Trading

Buy, sell, and exchange gift cards for Amazon, Steam, iTunes, and more.

Money Transfers

Send money to any bank account or HibaPay user instantly.

Merchant Payments

Pay for goods and services at partner stores using QR codes or phone numbers.

Bank Transfers

Transfer between your bank accounts and HibaPay wallet seamlessly.

Cable TV Subscription

Renew your DSTV, GOTV, Startimes, and other TV subscriptions.

Gaming Credits

Purchase credits for PlayStation, Xbox, Steam, and other gaming platforms.

Download HibaPay App

Available on iOS and Android devices

Web version coming soon! Coming Soon

Security Features

Your financial security is our top priority

End-to-End Encryption

All transactions are encrypted from your device to our servers using bank-grade security protocols.

Biometric Authentication

Secure your account with fingerprint or facial recognition for added protection.

Real-Time Alerts

Get instant notifications for all transactions. Monitor your account activity in real-time.